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Some General Information About the World of Finance

The term finance is very broad and includes a number of mechanisms that consist of providing money to carry out an economic operation. Thus, it has taken a significant importance in the functioning of the economy and financial crises have severe consequences on global growth and unemployment. Let's learn more about this world. The Financial System The term financial system refers to an informal organization of financial markets. It is the set of entities that play a role in connection with bank credit and stock markets, including financial institutions. The transparency of this system is paramount. In addition, speculation is based essentially on the leverage effect. It allows the adequacy between supply and demand for capital. Its disruption can lead to unrest. The Actors of Finance At the level of financial organizations, the process comprises, inter alia, supranational banks such as the European Central Bank and the Bank for International Regulations, national central banks and comm... More...

Some Types of Finance

For most people, the term "finance" may seem ambiguous and difficult to define. In fact, it is simply the proper allocation of financial resources to maximize results. There are many kinds of finance, depending on the entity. In this article, you will learn more about the subject as well as some types of finance. Corporate Finance Finance is the distribution of resources over time, processes and media to get the best out of the business. In short, managing or leveraging funds in the best possible way while dealing with risks and opportunities. Corporate finance consists of managing the company's expenses and having a clear vision of the company's capital. It is therefore used to manage the financial resources and the allocation of funds of the company in order to increase its value. Corporate finance concentrates on balancing risk and reward and enhancing the asset value of the company. Public Finance This kind of financing is linked to the finances required by the government. It invol... More...

What are the different types of banks ?

Banks as we know them are just for depositing money and then withdrawing it, or we think banks are for making loans. However, there are different types of banks and they have different charges and different fields of action. Follow the guide to know all about different kinds of banks. Commercial Banks Commercial banks are also called retail banks. This is the type of bank that is in front of the singular people or persons.  In other words, these are the banks where we all have our bank accounts and savings accounts. Among commercial banks, there are different types of banks: traditional banks, online banks and mobile banks. In addition, there are also deposit-only banks that do not offer any services other than deposits. Business and investment banks These institutions deal with corporate finance. They accompany large companies by offering various banking services such as strategic and financial monitoring. This is the kind of bank that deals with large companies and their business. He... More...

Close-up on Finance

Today, it is not very obvious to understand the field of finance. Indeed, a definition of this term is actually a set of institutions, laws and mechanisms that provide financial funds to achieve a certain project. Take a look at this page to learn more about the concept of finance. Definition of the Term Finance is the link between decision-making, action planning and value creation. In other words, it consists of making sure that the decisions taken will generate added value later on, setting up a financial forecast and finally facilitating the implementation of the decisions. Thus, finance is essential to have a reliable view of the future and to determine if the project or the decisions taken are reliable or not. Finance also allows us to know if the decisions taken will have a positive impact on the standard of living of everyone. Furthermore, it is also the provision of financial resources to a physical or moral institution to carry out a project. What field of action ? As mention... More...

The Basics of Banks

Nowadays, having money in the bank has become an absolute necessity. All we know is that we just need to deposit money there to secure it and withdraw it later. But how does this institution actually work? This section will provide you with the useful facts you should be aware of. What is a bank ? Unlike most people believe, the bank does not own the money that it will credit to your account. In fact, it creates them by creating, for example, goods or services that have the value of the amount to be credited to your account. Therefore, a bank is indeed a company that has the power to put money into circulation. However, the latter will not forget that you will have to pay back the money that has been credited to your account, you have to pay it back with the consequent interest. Moreover, in formal language, we say that a bank has the power to "monetize claims." It creates money to be credited to an account, on the one hand, and, on the other hand, it creates a claim to the interested... More...